No credit card access to sex with men

The interest rate is high, too: Depending on your credit, the APR is either 25.24% or 27.99%, and the default rate is 29.99%.

UBS Preferred Visa Signature Credit Card: Another one in the what-am-I-paying-for-anyway?

(MORE: Do Credit-Card-Comparison Sites Work As Promised?

) Best Buy Reward Zone Credit Card: As a rule, retailer-issued cards aren’t so hot.

Depending on your needs and spending habits, some cards are indeed sometimes better than others.

But the flip-side is also true: Some cards are worse than others.

The APR for balance transfers is 22.99%, on top of a 4% balance transfer fee.

“If you fell out of a tree you’d hit a half dozen credit card offers with 0% rates on balance transfers on your way down,” Ulzheimer said.

We sympathize with the sentiment, which is why we periodically try to cut through the clutter and, based on insight from impartial experts, highlight some of the best cards out there.

The current APR on this Visa card, which is issued by Barclays, is a variable 22.99%, even if you have stellar credit.

Like the Visa Black card (also issued by Barclays), the penalty rate on this card is a whopping 30.24%.

The card does offer 0% introductory financing for 6 months on purchases under 9, or for a year on purchases over that amount.

We get the impression, though, that Apple really, really doesn’t want you to transfer a balance onto the card.

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